Thornton Appraisal Services is your FHA certified appraisal companyThe FHA keeps a roster of approved appraisers for each state - Thornton Appraisal Services is on the roster of approved appraisers for KS. If you have an FHA-insured mortgage, be sure to contact Thornton Appraisal Services, as we are approved and qualified to produce FHA appraisal reports. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Thornton Appraisal Services is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Thornton Appraisal Services if you need an appraisal done for an FHA-secured loan. If your property loan is FHA approved, that means that it has been guaranteed by the Federal Housing Administration, which is part of the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the loan is insured in case the borrower defaults on his or her loan obligations. The FHA and their loan programs are created to help low-to-moderate income buyers help meet credit qualifications if they otherwise would not. Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the Federal Housing Administration offers are extremely beneficial to purchasers with less starting income. |